Broadcast Journalist

SABC

CEO

Compliance Institute Southern Africa

Chief Executive Officer working in the non-profit organization management industry. Skilled in Governance, Compliance risk management, Internal Audit, Management, Financial Risk, Risk Management and Managerial Finance. Strong business development professional graduated from University of KZN.

Non-Executive Director

Lucidum (Pty) Ltd

Christelle has worked at SAFCOL, Kathu Solar Community Trust, National Department of Science & Innovation, IRMSA, Marsh, Sasol, SA Post Office and various clients across Africa in governance, company secretarial services, risk management, ethics, compliance, business continuity, risk financing, insurance, asset and liability management, litigation and economic crime. Her experience includes financial services, manufacturing, healthcare, logistics, retail, agriculture, energy, mining, education, public sector and non- profit entities. She has served at subsidiary, joint venture and group levels and has been co-opted for major change projects. Her focus is to enable Boards (e.g. Audit, Risk, Social & Ethics Committees) and EXCOs to govern risk and make informed decisions. She develops governance and risk management frameworks (policy, strategy, standards and maturity models) and serves as independent governing body member.

Business Manager

Adhara

Tanya Knowles is the Business Manager of Adhara, a global provider of liquidity management and international payment solutions for decentralised financial networks. Her previous roles have included working as the Country Manager of Binance South Africa, world’s largest cryptocurrency exchange by trading volume and the Managing Executive of Fractal Solutions at Strate (Pty) Ltd, where she was tasked with leading a team to research, develop and implement disruptive technologies focusing on blockchain / distributed ledgers and cryptoassets. Tanya is currently the Chairperson of the South African Financial Blockchain Consortium which represents over 60 of the country’s largest financial institutions. She is a faculty member of SingularityU South Africa, an Ambassador for the Global Blockchain Business Council and a member of the South African National Blockchain Alliance. Tanya has been internationally recognised as one of the world’s leading women in blockchain technology. Having presented across four continents, Tanya is a well-renowned speaker and thought leader in her area of expertise. Tanya has a certification in blockchain technology from the Massachusetts Institute of Technology (MIT) and holds a BA, PDM, and MBA all from the University of the Witwatersrand. In her private capacity, she is involved in a number of women’s leadership and mentoring initiatives aimed at professional business women.

Acting Executive Manager: Group Compliance

Transnet SOC Ltd

Ms. Sohaana Rugnath is the Acting Executive Manager responsible for Compliance Risk Management in Transnet SOC Ltd’s Group Compliance department. She is a focused and dedicated professional with over 15 years’ experience in the regulatory compliance environment. Her experience spans over multiple sectors including Legal Services, Insurance, Regulatory (FSB / FSCA), Banking, Credit Ratings and Public Sector. Sohaana’ s passion for compliance started when she was appointed at the Financial Services Regulator as a Compliance and Enforcement Senior Analyst, at a time when the country and the world was trying to recover from the “global recession”; this being caused by the deregulation within banks. From drafting stringent regulatory clauses and investigating “white collar crimes”, Sohaana is responsible for the investigating and enforcing many penalties imposed for non-compliance and was part of the transition into robust regulation across South Africa within Financial Services. Sohaana has been exposed to compliance from a Regulators and Enforcement perspective, a Compliance Officer, Chief Compliance Officer and Compliance Specialist perspective across multiple businesses and cultures. She understands the need for good corporate governance and corporate ethics for sustainable business outcomes; and is an avid supporter of these company values. She assists Transnet by leading with the development and implementation of compliance strategies, frameworks and projects to improve the culture and compliance maturity across the organisation. Her focus and aim is to ensure the compliance process and the values underpinning a compliance framework and strategy is embedded within all processes and stakeholders to ensure a culture of compliance is maintained. Qualifications: • LLB (UNISA); • Post Graduate Diploma and Certified Civil and Commercial Mediator • Post Graduate Diploma in Compliance Management • Compliance Practitioner of Southern Africa • Internationally Certified Compliance Professional (International Federation of Compliance Associations). • An Ethics Supporter at the Ethics Institute • Admitted as an Advocate of the High Court of SA.

Practice Leader: Strategic Risk Consulting

Marsh

Peter is Practice Leader: Strategic Risk Consulting at Marsh, the world’s leading risk and insurance advisor. With over 13 years consulting & risk management experience, he is an experienced governance, risk and compliance consultant, with an expansive career focused on the full suite of risk consulting services. These include a focus on Enterprise Risk Management, Compliance Risk Management, SOX Compliance, Business Continuity Management, Cyber Risk, Internal Audit and External Audit. Peter joined Marsh Risk Consulting in April 2018, from Deloitte Consulting, after spending a significant part of his career at PwC Advisory. Peter completed his MBA at the University of Oxford’s Said Business School in 2017. His current team focuses on supporting corporate and mid-sized companies and state owned entities build their Business Resilience, Compliance, Governance, Cyber Risk and Business Resilience, with a focus on aligning these to the Strategy of the business. He and his team are tasked with building the bridge between the traditional risk management methodologies, and the more specialist approaches, including risk transfer through insurance, risk finance optimisation and self-retention strategies. These are capabilities that Marsh Africa is uniquely well placed to deliver.

Consultant

Duke Consulting

Daryl worked at the Liberty Group between 1992 and 2007 and served in various capacities including as Head of Forensic Services and Head of Group Compliance and Group Compliance Officer for all entities within the Group Since 2007, Daryl has run a business consultancy practice whose main focus is on Governance, Risk, Compliance and Forensic services. He has provided services to a broad range of South African and international clients within both the private and private sectors across various industries. Daryl’s focus is to equip and enable organisations, their governing bodies and management to efficiently and effectively manage all forms of risk and meet relevant leading practice requirements. He led the development of the Public Sector Compliance Framework as a consultant to National Treasury. Daryl participates extensively in the development and delivery of the core compliance training programs of the Compliance Institute of Southern Africa and previously served as a Director of the Institute between 1999 and 2006. Daryl has and does serve in various capacities on or as an advisor to the boards of several other organisations. Daryl is a Certified Compliance Professional and has a BCompt, MBA and Post-graduate diploma in Compliance Management.

Project Manager

Mmabo has been working in the financial services industry since 2013 starting in Group HR tasked within recruitment with the coordinating the recruitment process at a central level. Since 2016, Mmabo then moved to Group Sustainability Development at a multinational financial service, tasked with project managing sustainability reporting within the group. Her expertise also project managing, advocacy to build and maintain effective relationships with stakeholders to support sustainability efforts. Education: • BCOM Industrial Psychology at the University of Johannesburg • BCOM Honours Human Resource Management at the University of Johannesburg

Chief Risk Officer

Sasol

Alex’s track record shows her drive for results across the legal (LLB, LLM), commercial and management arena. Her strategic skills allow her to analyse and assess situations with a view to providing practical, cost effective results which deliver on business objectives expertly. From project managing regulatory projects, to stakeholder management, her expertise also covers strategic thought leadership and governance, risk and compliance management with a particular focus on sustainability. Following her student days at WITS and articles in Johannesburg with Rabin, van den Berg & Pelkowitz, Alex dedicated Saturday mornings to attending Professor Michael Katz seminal HDip Company Law lectures while herself teaching English at bridging programmes for young lawyers. Her further diplomas from the Public Relations Institute of South Africa ensure her business acumen translates into effective communication. As Chief Risk Officer at Sasol, Alex is currently tackling the complexity of transition risk, with plans to manage risk both proactively and reactively. Alex favours agile over a waterfall approach and, while having established appropriate monitoring to identify risk exposure, is equally comfortable in adapting quickly to address specific vulnerabilities given the velocity of change we are all facing. With her systems thinking approach and legal background, during her career, Alex has been responsible for preparing Sasol’s sustainability report. Part of her ongoing focus as a culture champion has been to stimulate conversations around human rights and ethics: ethics means nothing without compliance, and compliance means nothing without an ethical culture. Recognising these are an important priority for company growth and sustainability has been part of her thought leadership drive around creating effective protection against compliance failures. Ongoing training programmes, with leadership circles, are key in effectively embedding this thinking and Alex maintains an active role in developing training material.

Executive Manager

Financial Intelligence Centre

Mr Christopher Malan is Executive Manager of the Compliance and Prevention Division at the Financial Intelligence Centre (FIC), the national financial intelligence unit in South Africa, with responsibility for monitoring the national state of supervision, and inspections, by supervisory bodies and status of compliance of accountable and reporting institutions, and affected persons, in terms of the Financial Intelligence Centre Act, 2001 (FIC Act). Mr Christopher Malan holds the BA (Political Studies & Roman Dutch Law), LLB and LLM (Advanced Company Law & Maritime Law) degrees and Postgraduate Diploma in Tax Law (University of Cape Town), Postgraduate Diploma in Economic Principles (SOAS University of London), and attended the Program on the Global Financial System: Structure, Crisis and Reform (JFK School of Government, Harvard University). He is a former attorney, with right of appearance in the High Court, and a certified anti-money laundering specialist (Association of Anti-Money Laundering Specialists), since 2013. Mr Malan led the consultations with the banks and casinos for reporting electronically cash threshold transactions to the FIC system to system, and the registration of all affected institutions with the FIC, with effect 01 December 2010. In 2016, Mr Malan led the consultation on the new FIC registration and reporting system (“goAML EE” platform), which went live in April 2016. Mr Malan has designed the strategic and operational framework for the public private financial information sharing partnership, comprising the FIC, Prudential Authority and banks, operationalised as the South African Anti Money Laundering Integrated Taskforce (SAMLIT), in December 2019. In late 2004, Mr Malan transferred to the FIC from the National Treasury where he was the Chief Director of Financial Regulation, and had finalised the AML/CFT policy and regulatory regime, including stakeholder consultations on the draft FIC Bill, oversaw the passage of the FIC Bill through Parliament, and advised then Minister of Finance, the Honourable Dr Trevor Manuel, on the establishment of the FIC. Mr Malan is a current member of the E-Commerce Advisory Committee to the Minister of Finance, and formerly represented the Minister of Finance as a member of the Standing Committee for the Revision of the Banks Act, 1990, and the Policy Board for Financial Services and Regulation. Mr Malan, as financial sector expert, wrote the financial sector and supervision chapters of the FATF Mutual Evaluation Assessment of Australia in 2005, which was implemented by the Australian Government as the Anti-Money Laundering and Counter-Terrorism Financing Act 2006. He participated as the financial sector expert on the FATF Mutual Evaluation Assessment of Finland, which report was adopted by the FATF in February 2019.

Head of Group Compliance

Allan Gray

Nishaat joined Allan Gray as a legal adviser in 2014 and is currently Head of Group Compliance and the Group MLRO. She was an alternate trustee on the boards of the Allan Gray retirement funds until January 2020. She is also a trustee of the Allan Gray Limited Employee Empowerment Share Trust. Nishaat is a director of Allan Gray Employee Holdings (RF) Proprietary Limited and Allan Gray Proprietary Limited. She holds a Bachelor of Laws degree from the University of KwaZulu-Natal and a Compliance Professional (SA) designation from the Compliance Institute Southern Africa. She was admitted as an attorney of the High Court in 2010.

Chief Operating Officer

Sanlam Collective Investments – SCI

After spending some time in Windhoek, to do articles with KPMG, my first role was as an accountant with ABSA Bank – in Johannesburg; a short stint at an investment bank first exposed me to compliance: at the turn of the century, in 1999, this was a brand new direction, which only companies with affiliates in Europe and the USA had direct exposure to. I was intrigued. Started first role in compliance, with what was known as Guardbank – one of the first CIS Mancos in South Africa – in February 2000, where the Unit Trust Control Act of 1982 was the only piece of legislation we had to comply with. Over the next 4 years, Guardbank became Standard Bank Collective Investments, which was part of the amalgamation to later form STANLIB. I joined Silica Financial Services in 2004, to start their Governance, Compliance and Risk team – an exciting opportunity to create a framework for regulatory oversight, which is still in place to a large degree, as initially set up. With tears in my eyes, I resigned at the start of 2007, to re-locate to Cape Town after my husband was transferred to the Mother City. In June 2007, I joined the Sanlam Group, as an assistant compliance officer for Sanlam Investment Management, informally referred to as SIM. After being the head of compliance, for the Sanlam Investments Group, I moved from compliance to “the business”, full-circle to join the Sanlam Collective Investments Manco in 2017.

Group Compliance: Regulatory Specialist

Standard Bank

I am an attorney with an LL.B degree from the University of Johannesburg. I also have postgraduate certificates in Board Governance and Compliance Management from the University of Johannesburg. I am currently completing my LLM in Corporate law with the University of South Africa. My work experience includes legal practice with a strong focus in litigation and more recently regulatory compliance. I am currently working at Standard Bank within Group compliance as a Regulatory Specialist within the Financial Sector Conduct Regulations department. I am also a member of the Compliance Institute of Southern Africa. I have served the Compliance Institute Youth Committee since 2018 and was elected the Deputy Chairperson in 2019 and then the Chairperson of the Youth Committee in 2020.

Partner

StoneTurn

Jonny Frank, a Partner with StoneTurn, brings more than 40 years of public, private and education sector experience in forensic investigations, compliance and risk management. He joined StoneTurn in 2011 from PricewaterhouseCoopers (PwC), where he was a partner, and founded and led the firm’s global Fraud Risk & Controls practice. Jonny serves as the Department of Justice (DOJ)-appointed Independent Compliance and Business Ethics Monitor to Deutsche Bank, the SEC-approved ethics and compliance adviser to the Independent Consultant of a large public accounting firm, the DOJ-appointed Independent Auditor to a Top 5 automotive manufacturer, the remediation consultant to a Northern European Bank, the SEC-approved Independent Consultant to a Big Three credit rating agency, and as Forensic Adviser to the Independent Compliance Monitor of one of the world’s largest institutional alternative asset managers. He previously served as the DOJ-appointed Executive Deputy Monitor to Volkswagen, AG, NYS Department of Financial Services-appointed Independent Compliance Monitor to the nation’s largest non-bank mortgage servicer, and the DOJ-appointed Independent Consultant to a $2.5 trillion investment bank. He also served as Forensic Adviser to a National Highway Traffic Safety Administration (NHTSA)-appointed Monitor of a Tier One automotive supplier and the DOJ-appointed Foreign Corrupt Practices Act (FCPA) Monitors of a $250 billion oil and gas conglomerate and $6 billion medical device manufacturer. Jonny began his professional career as a Federal prosecutor in the U.S. Department of Justice, where he rose to Executive Assistant United States Attorney for the Eastern District of New York. Jonny has served on the faculties of the Yale School of Management, Fordham University Law School and Brooklyn Law School. He is an award-winning author of more than 75 articles and book chapters, and has delivered over 75 lectures worldwide to university, public and private sector audiences.

Director

Paige Law

Cherryn-Paige heads up Pagetech’s Legal Services Division and is a director of Paige Law. She has more than 16 years’ experience in commercial law, ranging from business as usual agreements, to public private partnerships, across a broad spectrum of industries. With a passion for making law uncomplicated and practical while implementing AI and other technology to drive innovation and efficiencies to achieve client business success, Cherryn-Paige forged a relationship with BarnOwl to provide them with compliance content for their compliance risk management software, as well as with LegalSifter, to adapt their contract review software to the South African jurisdiction.

SA REGIONAL DIRECTOR

Cura Software

Alex has been involved in the enterprise software space for the past 15 years and in the Compliance r space for more than 10 Years. Alex is the Regional Director for Sales and Operations for Cura Software South Africa. Cura offers a variety of Governance, Compliance, Risk and Audit Software Solutions and has in over 350 Private and public sector customers worldwide across a number of verticals including local government, SOE’s, Insurance, Financial Services and Utilities Companies. Cura Software received the international award from GRC 2020 for Risk Management Value as well as the Five 2020 Technology Top 100 Awards for Management of Innovation, Systems, Technology, Sustainability and overall excellence.

Governance, Risk and Compliance Consultant

Marsh

Tshepo is a Governance, Risk and Compliance consultant in the Strategic Risk Consulting Practice within Marsh Advisory. He joined Marsh from the financial services industry (Banking) where he served as a risk and compliance specialist providing oversight and advisory support at a group-level function as well as for a client-facing business unit. Tshepo has over 5 years Risk and Compliance experience. At Marsh he focuses on supporting clients in the financial, mining, public, retail and manufacturing sector to strengthen their control environment through his understanding of the risk & regulatory landscape and best practice standards. More recently his focus has shifted to supporting clients in the execution of POPIA, PAIA and other Data Privacy duties and requirements. Tshepo holds a Bcom Law Degree from the university of Pretoria and is in the process of completing his Bachelor of Laws Degree.

ERM Lead

Marsh Africa

Tendayi Pswarayi, the ERM Lead for Marsh Africa with over 20 years international experience in governance, risk and compliance roles in both the public and private sectors. He has vast experience in the enterprise risk management space that includes designing, development and maintenance of ERM systems and conducting risk management training, assessment workshops and reporting. Tendayi has established and led the role of ERM for a research and technology organization (RTO) in South Africa where he took responsibility of planning, designing and implementing an overall ERM process for the entity. He also Conducted enterprise risk assessment which involved analyzing risks as well as identifying, describing and estimating the risks affecting the business and its processes. Tendayi also has extensive experience developing risk management and risk transfer solutions, client support, and management for the clients as an insurance executive. This included identifying risk needs and determining tailor made insurance solutions via various products and risk management programs that best served and addressed client’s goals and objectives. He has set up an insurance company and had responsibility for ensuring operational efficiency and developing an effective risk management and compliance system. This included negotiating the organisation’s reinsurance treaty programme as part of the internal control environment.

Compliance Officer

Coronation

My compliance career started in the FAIS supervision department of the Financial Services Board. I worked as a FAIS analyst for two and a half years after which I moved into the Compliance Department of the FSB where I worked as a Compliance Specialist. In 2010 1 joined KPMG Advisory where I consulted on compliance best practice and compliance risk management frameworks for a period of two years. My passion is financial services compliance and I moved back into this environment in 201 2 by joining Momentum Investments where I was responsible for a team that looked after compliance for an asset manager, multi-manager and an alternative investments business. Cape Town came calling in 2014 and I joined the Risk and Compliance Department at Coronation Fund Managers. I studied law (UP) and have completed postgraduate diplomas in compliance management (UJ) and management development (GIBS). I am an active member of the Compliance Institute of Southern Africa and a holder of the CProf (SA) professional designation. I am also a Certified Anti-Money Laundering Specialist (CAMS). I am addicted to the music of Mumford and Sons and I am cheering for 4 more major wins for Tiger. I love my family more than anything and live for the moments that make you feel part of something bigger.

Partner

Forensic Risk Alliance

Charlie Patrick is a Partner at FRA and Chartered Accountant with almost 25 years’ experience working in forensic accounting, investigations and compliance. Charlie has extensive experience as a forensic accountant and investigator, working for UK based and global businesses across a range of industries ranging from retailers to banks. He has wide international experience with over seven years working outside of the UK. Anti-bribery and corruption investigations and compliance has been a key focus for Charlie for nearly two decades. He has run numerous risk reviews and assessments of company anti-bribery and anti-fraud procedures and controls, including as part of proposed M&A transactions. He has led over 75 investigations into allegations of fraud and misdemeanor in the UK, across Europe and globally and has provided anti-bribery and anti-fraud training in over a dozen countries. Charlie was part of the FRA team supporting Airbus in a multi-year, multinational investigation, resulting in a €3.6bn settlement with four investigative authorities: UK Serious Fraud Office (SFO), the US Department of Justice (DOJ), the US Department of State (DOS), and French Parquet National Financier (PNF). Charlie led the FRA team assisting Airbus in the improvement of its compliance programme. This included designing a transformative global anti-bribery and corruption (ABC) risk assessment and supporting the follow-up implementation to meet the requirements of major global regulators, as well as the testing the effectiveness of a range of financial and non-financial controls. Prior to joining FRA, Charlie established and led the Forensic Accounting team in Central and Eastern Europe at KPMG, and also spent two years as EMA Head of Anti-Bribery and Corruption. Charlie has appeared as a witness of fact in the UK High Court, and as an expert accounting witness in a criminal prosecution and International Arbitrations.

Founding Partner

Forensic Risk Alliance

Greg Mason is a Founding Partner of FRA and its chief technology officer. His expertise lies in database architecture and programming, software design, mass data analysis, data mining, and data forensics for the purposes of investigations, disputes and litigation. Greg led the FRA data governance team supporting Airbus in a multi-year, multinational investigation, reporting to four investigative authorities: UK Serious Fraud Office (SFO), the US Department of Justice (DOJ), the US Department of State (DOS) and French Parquet National Financier (PNF). His expertise was instrumental in designing and developing a bespoke and market leading data governance technology solution, utilising advanced technologies including machine learning. The solution was critical in facilitating the production and examination of tens of millions of documents while navigating state secrecy laws, national blocking statutes and various data privacy regulations across more than a dozen regions. FRA’s data governance strategy enabled timely disclosure to the authorities and ultimately withstood rounds of scrutiny from the national prosecutors. Greg was the key technical analyst on a high-profile FCPA matter where he analysed a global oil services company’s internal financial database, comprising over 21 million transactions made in over 25 countries, for presentation to SEC investigators. Greg has served as an expert in multiple cases for the US DOJ FATCA/Swiss Banks programme. He provided data analytics advice to the independent examiner of several Swiss banks. He has also advised a number of complex US-EU regulatory investigations and litigations, where he developed e-discovery strategy compliant with European privacy laws for data. In his role as CTO, Greg oversees FRA’s advanced AI technology-powered solutions designed to keep pace with innovation, proactively monitor risks, handle increased and varied data loads and meet multi-jurisdictional regulatory requirements. He is responsible for ensuring FRA remains nimble and highly secure in order to deliver data-driven solutions for clients’ governance needs both quickly and efficiently.

Partner and Head of Paris Office

Forensic Risk Alliance

Yousr Khalil is a Partner at FRA and head of FRA’s Paris office. She is a forensic accountant with almost 20 years’ experience in matters involving fraud and corruption, government contracts litigation, internal investigation, due diligence, compliance, and governance and risk management in the US, Latin America, Europe, North Africa, the Middle East and Asia. She is a certified public accountant (CPA), certified internal auditor (CIA), certified fraud examiner (CFE) and is certified in financial forensics (CFF). She is fluent in English, Arabic and French, and has a working knowledge of Portuguese. Yousr led and managed a fully integrated FRA client service team in the landmark Airbus €3.6billion global settlement. Leading a team of 70 professionals across FRA offices in Europe and the United States, she was responsible for the forensic accounting and eDiscovery review within the context of the company’s multinational, multi-year investigation, reporting to four investigative authorities: UK Serious Fraud Office (SFO), the US Department of Justice (DOJ), the US Department of State (DOS) and French Parquet National Financier (PNF). Yousr led the forensic accounting structured data analysis, involving analysis of large volumes of financial data and liaising with international legal teams across multiple jurisdictions. In 2018, Yousr assisted counsel through the first French Anti-corruption Agency compliance monitorship on a review which included the collection and analysis of financial and accounting data, high-risk transaction testing and interviews. Prior to FRA, Yousr worked for Kroll in Dubai in their Middle East financial investigations practice. Yousr was part of the team engaged by the Bahraini public prosecutor to investigate complaints submitted by the Central Bank of Bahrain and the Algosaibi family related to the collapse of The International Banking Corporation and Awal Bank.

Founding Partner

Forensic Risk Alliance

Toby Duthie is a Founding Partner of FRA and head of its UK and European offices. He has more than 20 years’ experience in financial analysis, complex financial modelling, investigations and compliance reviews. Fluent in English and German, Toby has particular expertise in multi-jurisdictional investigations, anti-bribery and corruption compliance testing; he also specialises in matters of government enforcement. Toby has worked on many complex financial frauds and bribery investigations, most notably leading the FRA team supporting Airbus in a multi-year, multinational investigation, resulting in €3.6 billion settlement with four investigative authorities: the UK Serious Fraud Office (SFO), the US Department of Justice (DOJ), the US Department of State (DOS) and the French Parquet National Financier (PNF). FRA advised Airbus and its counsel from the early stages in designing a robust and forensically based approach to the investigation, customising a data governance strategy alongside compliance risk assessment and remediation support, as well as the eventual fine calculation. He has also been involved in other disgorgement and fine calculation analysis requiring modelling in multiple jurisdictions including the Rolls-Royce DOJ, SFO and Brazilian settlement, worth £671 million; the US$521 million Teva settlement; and the SBM Offshore DOJ settlement, worth US$328 million. Toby has been integral in resolving high-profile enforcement cases going back to 2004 including Innopsec, Panalpina, Total, Technip Bonny Island LNG and the Diebold FCPA monitorship. He has worked on matters involving UK, US, Swiss, Brazilian, Dutch and French regulators, and has extensive experience calculating damages in FCPA enforcement actions. He has worked on four of the 10 largest FCPA settlements.

Enterprise Lead

Faethm AI

Sean Pusey is the Enterprise Lead of Faethm AI EMEA, the world’s data source for the Fourth Industrial Revolution and the Future of Work. Sean leads the company’s EMEA operation and supports customers’ adoption of its SaaS analytics platform and forward-looking scenario tool, which uses machine and deep learning to model the impact of emerging technologies on any economy, industry, organisation or job. Using this data, companies can make informed decisions on talent management and fill talent demand by retaining, retraining and redeploying their existing workforces. Sean’s remit includes securing the company’s rapid growth in the EMEA region, including engaging with new enterprise clients, and supporting customers on their Future of Work initiatives.

Independent Sustainability Consultant

Karin is an experienced corporate sustainable development professional. She has worked at international level for the past 20 years and brings deep knowledge of environmental, trade and developmental issues. Her focus is on embedding and integrating sustainable development into daily business practice, promoting positive change: she has deep experience in the financial services, energy, mining sectors. She works closely with the IFC, the World Bank and blue chip corporate sector clients. Recent work includes drafting of a technical paper on Financing a Sustainable Economy for the National Treasury and chairing its working group on implementing the TCFD, which will be issuing guidance and principles for reporting for financial services companies. Other work she is leading is on developing guidance for the regulators of State Owned Enterprises. She co-authored the Principles for Responsible Banking for the members of UNEPFI. She has served on several boards, including Aureus Mining, the National Business Initiative and is a trustee and currently chairs the Social Ethics and Remuneration Committee of the Endangered Wildlife Trust in South Africa. She is a member of the Institute of Directors and chaired its Sustainable Development Forum for from 2009-2020. She chaired the Global Reporting Initiative’s Stakeholder Council for four years. She serves on the Integrated Reporting Committee in South Africa and on the associated working group. She has lived and worked and presented in a number of different countries and has a deep passion for and understanding of the African environment and developing countries. She has worked closely with UNEPFI on issues of climate change and the financing of the transformation to a greener economy. She serves as a non executive Sustainable Business Committee member for Camco Clean Energy and is a Global Advisory member of IMpacto, Malaysia.

Speaker, Expert on the Future of Work

TomorrowToday Global

Graeme’s breadth of knowledge and expertise makes him highly relevant – essential – in today’s rapidly evolving business world. Along with his formal qualifications and research credentials, he also has a wide range of personal experience and a deep understanding of how people and business work. Now add his vast experience working with business leaders the world over during the past 20+ years, and you’ll understand why he is the go-to resource for leaders who are gearing up for the future. That’s why CEOs in 50+ countries insist on working with him, year in and year out. It’s also why he continues to lecture at leading business schools on three continents, and why he gets invited to speak to 100,000+ conference delegates around the globe annually.

Founding Director

NovCon

Elizabeth founded Novation in 2013 with a simple mission: to turn compliance on its head and shake the nonsense out of its pockets. She is a rehabilitated attorney specialising in compliance and risk management strategy, plain language drafting, and privacy law. She prides herself on bringing a fresh perspective to compliance issues. She happens to have a Masters (cum laude) in Consumer Law. She has written and contributed to many books and thought leadership articles, and is regularly interviewed and quoted in media on various technology-related topics. She is an in-demand speaker at corporates, as well as local and international events. Her popular training sessions – designed to wrangle the legalese from legal departments – always gets lots of laughs (and fast, real results). Elizabeth loves Lego, sneakers, zombies and white wine. What does she hate? Comic sans, sweet potato and most other attorneys. She is allergic to suits and ‘office shoes’ because of the years she worked at Webber Wentzel. She is very scared of moths. It is a thing.

CEO & Chairperson

LexisNexis

Videsha is an accomplished corporate leader who stands at the forefront of the dynamic South African technology space. Previously she was the Data Centre Group Director for the EMEA Territory and the GM of Southern Africa for Intel. She has 20 years’ plus experience working in high-profile ICT companies such as EDS, Microsoft and Intel and running her own business focusing on business strategy and value creation. Her accolades include being recognised as: the most influential Woman in Business and Government for ICT in Africa; a Forbes change maker in Africa; one of the 50 most inspiring women in South Africa as part of the global Inspiring Fifty initiative and among the ‘Africa 50’ of Leaders in Data Centres and Cloud, driving change in Africa. An instrumental change-maker, Videsha now gets to combine her passion for empowering women and the girl child, with LexisNexis South Africa’s purpose of Advancing the Rule of Law in order to create meaningful impact across the African continent. Her qualifications include an MBA from the University of KwaZulu-Natal specialising in Advanced Strategic Management, SAP and ITIL certifications, NLP coach accreditation, a Postgraduate Diploma in Business Management and a Bachelor of Commerce degree.

Product Champion

ITOO Special Risks

Ryan is the Product Head for Cyber Insurance at ITOO. Starting his career in IT in 2002, with over 19 years of experience in IT security and risk management, spanning various industries for organisations of all sizes. Ryan holds various IT qualifications including a BSc Computer Science degree, National Diploma in Computer System Engineering, PMP, CISM and CISA. Having worked as Development Manager at Information Security Architects, in Risk Advisory at Deloitte, on the development of the CyGeist cyber insurance offering and subsequently launching the Hollard cyber insurance offering, Ryan has an in-depth knowledge of IT risk management and cyber insurance. His diverse skill set and varied experience enable him to identify and provide solutions on data related risks from both internal and external perspectives.

Founder

Missing Link

Richard Mulholland kicked off his career as a rock ‘n roll roadie operating lights for bands like Iron Maiden and Def Leppard. At the age of 22 he started Missing Link, a global presentation firm operating out of Johannesburg South Africa, and later HumanWrit.es, a Cape Town based social entrepreneurship venture that is trying to save the world one notebook at a time. Richard is the author of the best-selling business book, Legacide, and writes monthly columns for Longevity and Stuff magazines – he’s even written for Playboy – how rad!? He was voted one of the Mail and Guardians Top 300 Young South Africans to take to lunch, and as one of Destiny Man’s Top 40 under 40 (Sadly though, he no longer qualifies as under 40… or young) He is a renowned global speaker, and has spoken in many countries including Canada, Puerto Rico, UK, USA, Germany, and Kenya. As well as providing presentation coaching to many CEOs and TED speakers. When not getting tattooed you’ll find him riding motorbikes… and playing board games. He’s a bit of a geek, really.

Founder & CEO

Africa NewLaw

Legal and Compliance Operations SME MBA (GIBS) PDM (WBS) LLB (US) Rian is a highly experienced lawyer and legal and compliance operations expert. Prior to starting Africa NewLaw, Rian was responsible for the delivery of Legal Management Consulting services at Deloitte and Head of Contracts, Compliance and Commercial Delivery in South-Africa for Integreon. Before commencing his legal and compliance operations journey, Rian practised as an Advocate for 7 years and is currently a non-practising attorney.

Guest Expert

Geopolitical Intelligence Services

Dr Ralph Mathekga (PhD) started his studies in Political Science, Law and Economic History at the University of the Witwatersrand, where he completed BA degree. He subsequently completed honours degree in Political Science as well as a MA (Masters) in Political Science, at the same university. Ralph has completed PhD in Political Studies at University of Johannesburg (2018). His thesis focuses on the court challenges on affirmative action in South Africa and the implications on equality and justice. Ralph worked as a Political Researcher with Institute for Democracy in South Africa (Idasa) where he focused on political, social and economic research. Ralph also worked as a Political Science Lecturer at the University of Western Cape. He has worked at the National Treasury (Ministry of Finance) in the Budget Office as a Senior Policy Analyst. Ralph regularly contributes content to local and international publications including The New York Times, Washington Post, and Financial Times, among others. He has written over 500 opinion articles over the years in various newspapers and magazines, both locally and internationally. Ralph is the author of the books When Zuma Goes (Tafelberg, 2016) and Ramaphosa’s Turn (Tafelberg, 2018). He is currently a News24 columnist. Ralph contributes reports to the Lichtenstein based Geopolitical Intelligence Services (GIS), focusing on the SADC region.

CEO

Sanlam Limited

Over 30 years’ experience in insurance, asset management, wealth management and banking in Africa, Europe, the UK, the USA and India. Served as Chairman and CEO of a number of UK, European and South African financial services businesses, as well as a non-executive director of a number of financial services businesses and a major listed telecoms company. On 1 July 2020 he was appointed as CEO of Sanlam Limited. An actuary by profession, his interests include golf, cycling and travel.

Divisional Executive: Group Compliance

STANLIB

Njabulo’s governance, risk and compliance career in financial services, both the public and private sector spans across many jurisdictions. Predominantly in South Africa, Africa Regions (ex. SA) and Jersey, Njabulo has also had the pleasure of interacting with the FCA in the UK and the Fed Reserve in US, amongst others. His previous experience working for the South Africa financial sector regulator and continued relationship with regulatory authorities across Africa has given him an interesting perspective on governance, risk and compliance matters. He holds a BBA degree in International Finance; Postgraduate Diploma in Law (Compliance); Postgraduate Diploma in Risk; Executive Certificate in Programme in Advanced Strategic Management. He also carries a CPrac(SA) – Certified Compliance Practitioner by the Compliance Institute of Southern Africa and CRM Prac – Certified Risk Management Practitioner by the Institute of Risk Management South Africa. Njabulo was also acceptance into the Africa Emerging Leaders Programme by the Common Purpose Institute; a programme that seeks to identify the next generation of African leaders and equip them with the skills, knowledge and networks that will enable them to operate more effectively in their chosen spheres of influence.

Director and head of Technology & Innovation

Norton Rose Fulbright South Africa

Nerushka Bowan is a technology and privacy lawyer based in Johannesburg. She is the head of technology and innovation, and also leads the technology and privacy law practice for South Africa. She is an #InspiringFifty2020 winner (the Inspiring Fifty initiative is aimed at showcasing 50 successful women in STEM each year). Nerushka has extensive experience in complex and strategic technology and privacy law matters, including outsourcing transactions and regulatory and compliance issues across various industry sectors. She is recognised as an international thought leader in emerging technology law and in analysing the future legal and regulatory issues of emerging tech such as AI and blockchain. She also has work experience in our London and Melbourne offices. She is a sought after international speaker and is regularly interviewed by media. She is an advocate for legal innovation and is involved in the upskilling of lawyers for the future of law. She also mentors future legal innovators through the Allan Gray Orbis Foundation. During 2020, she was selected as one of six judges globally for the IAPP Annual Innovation Awards, and was also a co-chair of the Johannesburg IAPP KnowledgeNet chapter from 2016-2019. She is a Consensus Forum Member of the South African National Blockchain Alliance (funded by the Department of Science & Technology, in partnership with the CSIR), and created a course with the Blockchain Academy on the legal & regulatory implications of blockchain and cryptocurrency.

Sales & Marketing Director

LexisNexis

Mellony is an innovative, impactful leader who has operated successfully at Board Level and execution design. Success in steering core strategy and gearing businesses for improved revenue performance, have been the hallmarks of her extensive career. As the Sales & Marketing Director at LexisNexis South Africa, Mellony’s strategic responsibility is to deliver customer value through intelligent data and analytics, improved customer experience and a modern and digitised marketing department. Her priorities include execution of the LexisNexis ONE Marketing Strategy and expansion into Africa in support of our overall vision of Enhancing the Potential of the African Continent by Advancing the Rule of Law. She has close to 30 years of experience and is an innovative leader who has managed teams across South Africa and Africa, with her largest portfolio being just over 2000 employees. Her qualifications include a Master in Business Administration endorsed by Oxford University, a diploma and certificates from the IMM for Marketing Management, the Wits Business School Management Advanced Programme and an Industrial and Organisational Psychology qualification from UNISA.

Head of Climate Risk

Nedbank

Lizet Steyn (CA) SA, CGMA – Lizet is the Head of Climate Risk at Nedbank. Lizet has been working in the financial services industry for 9 years and Fast Moving Consumables Goods (FMCG) for two years. Lizet completed her CA (SA) articles at Nedbank. Skilled in operational efficiencies (design and embedding processes), Strategy, Credit, Finance, Risk Management and Governance. Qualified Master Life Coach from Robert Simic. Lizet is the Head of Climate Risk at Nedbank and she has lead the bank’s risk and governance as part of the bank’s climate change journey.

Director

LeahK Pty Ltd

Leah Kitoloh is a learning talent and performance strategist, certified Neurozone personal strategy coach and inspirational speaker. She is the founder of A Woman’s Worth Chapters, Director at LeahK Pty Ltd and managing partner at The Art Kartel Media. She is recognised for her future based mindset, her enthusiasm, agility and focus. Her growth mindset and vast experience across Africa allow for innovative approaches towards human performance improvement initiatives within any organisation. Leah’s primary purpose is to positively contribute towards building a legacy for our future generations by future proofing skills for ourselves through collaboration and creating initiatives with recognised thought leaders.

President

Association of Compliance Officers in Ireland

Kathy Jacobs is a highly experienced compliance and risk professional, working in these fields over 20 years, mainly in retail banking and also worked in payments fintech and insurance broking. She originally qualified as a chartered accountant in London before returning to Ireland in 2000 to commence a career in regulatory compliance. She has deep subject matter expertise in Anti-money laundering and terrorist financing and sanctions, data protection, and customer protection. Kathy established and was Chair of the ACOI’s Data Protection Working Group and also chaired its Financial Crime Compliance Working Group. She has been a member of Council of ACOI for 9 years and is currently President.

owner and director of Compliance & Risk Resources

Compliance & Risk Resources (Pty) Ltd

John has held the following positions within a large South African based banking group: Manager Financial Planning, Manager Costing, Manager Special Projects and Senior Manager Financial Accounting. Having established the Group’s Compliance function in the mid 1990’s, he left the Group in mid 2003 after holding the position of Director Group Compliance and having spent some 13 years in its employ. He is the owner and director of Compliance & Risk Resources (Pty) Ltd, which has, over the last 17 years, delivered consulting services to a wide range of clients. The focus has been on compliance, risk and governance frameworks and processes that support the achievement of sustainable outcomes. Associations and Interests John is a founding member and former chairman and director of the Compliance Institute Southern Africa. He is registered as a Compliance Professional. He was a member of the Counter Money Laundering Advisory Council to the Minister of Finance over the life of this body and has played a role in the drafting of various high impact regulatory requirements. He participated in the development of the compliance section of the King III report on corporate governance (as a member of the compliance and stakeholders sub-committee) and played a role in the drafting of a practice note relating thereto. John undertakes research relating to financial integrity and financial inclusion and has had an opportunity to engage with AML / CFT stakeholders in the development of the risk-based approach. Effective 2016, John was requested to deliver the Certificate in Compliance Management Programme that is offered by the University of Johannesburg. He is responsible for developing the support materials and for the lectures relating thereto, as well as the assessments of students. John is one of the authors of a text book entitled “Money laundering and terrorist financing: Law and compliance in South Africa” published by LexisNexis.

Senior Managing Director

FTI Consulting

Federica is a Partner in the Financial Services practice at FTI Consulting, where she has built and leads a team of regulatory experts who assess and investigate financial crime concerns on behalf of regulators and enforcement agencies globally. She also regularly advises regulated firms on compliance, regulatory risk management and designing and implementing control frameworks to mitigate financial crime risk. Federica has led in numerous of the recent large-scale investigations (Latvian/ABLV flows, Vatican corruption, Italian Mafia) on behalf of regulators in Europe and the US, including a dual-track (criminal and regulatory) investigation into a major universal bank, on behalf of the UK FCA, that revealed the facilitation of significant terror-related activity. Federica translates her direct, hands-on, experience of investigating complex financial crime schemes (encompassing illicit use of shell companies/complex ownership structures, cryptocurrencies, hacking incidents, ransomware scams, identity theft schemes and bribery and corruption) involving a wide range of jurisdictions (including Lithuania, Estonia, Latvia, Malta, Cyprus, UK, US, UAE, Sweden, Italy, Libya, Hong Kong, the BVI, Panama, Bermuda and Curacao) into practical advice for supervisors and regulated firms and advises regulators and law enforcement agencies as to how to build and improve jurisdictional infrastructure to prevent and investigate financial crime. Federica is a strategic advisor to the Malta Financial Services Authority (MFSA) and Malta Financial Intelligence Analysis Unit (FIAU) on the topic of financial crime and served, on an interim basis, as Head of the MFSA’s Financial Crime Unit in the wake of the Pilatus and Satabank scandals. She now advises regulators and other government entities in preparation for upcoming Moneyval/FATF assessments. In her early career, Federica set up and co-led an independent firm consulting financial services firms and government agencies in Europe on quantitative risk management and general compliance. The firm was then absorbed by KPMG. Later, she held senior compliance and control roles in industry, setting up and leading control and compliance units. Federica is a Board Director of Malta’s ACAMS Chapter and of AMLintelligence and is a regular speaker and coach/advisor to senior managers on the topic of financial crime, the predicate offences that drive it, the small (but impactful) shortfalls that cause illicit flows to pass through the financial system, the consequences of financial crime and pragmatic advice as to how to remediate it.

Head of Financial Crime

Luno

Eva Crouwel is the Head of Financial Crime for Luno, looking after Luno’s global Financial Crime efforts. Before joining Luno in 2020, Eva spent 10 years as a Financial Crime investigator and advising international, African as well as South African financial institutions and FinTech companies on compliance and technology related topics pertaining Financial Crime.

Banking Lawyer

FinTech

Desiree is a banking lawyer based in Johannesburg. Desiree forms part of our banking and finance practice, and specialises in regulatory compliance. Having worked in both the banking and financial services sectors, she has extensive experience in advising both domestic and international financial service providers relative to corporate, regulatory and exchange control matters. Desiree graduated with a LLB degree from the University of Natal in Durban in 2003, and was admitted as an attorney in September 2005. She also holds master’s degree in Commercial law from the University of the Witwatersrand, and a postgraduate diploma in Compliance Management (Cum Laude) from the University of Johannesburg. Desiree leads the South African FinTech practice and is a key member of the global FinTech team. She has developed a particular knowledge of blockchain, central bank digital currencies and cryptocurrencies, and advises start-ups and financial institutions on the deployment of these technologies.

Advisor in FMI and Fintech

International Monetary Fund, AFRITAC

Anrich Daseman, is a Resident Advisor in Financial Market Infrastructures (FMI) and Fintech for the International Monetary Fund, AFRITAC South based in Mauritius. He delivers technical assistance to countries by providing expert guidance to authorities on the design and implementation of appropriate regulatory and policy frameworks related to FMIs and fintech. In 2017, he was part of a small team of three that initiated the South African Reserve Bank’s dedicated FinTech Unit. Anrich previously chaired South Africa’s Crypto Asset Regulatory Working Group, represented South Africa on the Bank for International Settlements’ Working Group on Digital Innovations and was a member of the South African Intergovernmental FinTech Working Group. Anrich holds two undergraduate degrees in Economics and Risk Management, an MBA from GIBS, and a MSc of Finance in Economic Policy from the University of London.

Financial Crime Intelligence and Surveillance

Absa Group Limited

Anil Gopaul is the Head of Intelligence and Surveillance within Absa Group Financial Crime. His role includes responsibility for the Groups Transaction Monitoring function, the Financial Crime Intelligence Unit and Financial Crime Special Investigations Unit. Prior to this role Anil was responsible for the Financial Crime teams within Absa Retail and Business Banking team as well as the Africa Regional Operations Financial Crime Team. Anil was also the Group Head of Financial Crime for Investec Limited and held various Compliance roles at Discovery Limited.

Chief Risk Officer

SASOL

Alex’s track record shows her drive for results across the legal (LLB, LLM), commercial and management arena. Her strategic skills allow her to analyse and assess situations with a view to providing practical, cost effective results which deliver on business objectives expertly. From project managing regulatory projects, to stakeholder management, her expertise also covers strategic thought leadership and governance, risk and compliance management with a particular focus on sustainability. Following her student days at WITS and articles in Johannesburg with Rabin, van den Berg & Pelkowitz, Alex dedicated Saturday mornings to attending Professor Michael Katz seminal HDip Company Law lectures while herself teaching English at bridging programmes for young lawyers. Her further diplomas from the Public Relations Institute of South Africa ensure her business acumen translates into effective communication. As Chief Risk Officer at Sasol, Alex is currently tackling the complexity of transition risk, with plans to manage risk both proactively and reactively. Alex favours agile over a waterfall approach and, while having established appropriate monitoring to identify risk exposure, is equally comfortable in adapting quickly to address specific vulnerabilities given the velocity of change we are all facing.

Social Media Lawyer

Emma Sadleir is South Africa’s leading expert on social media law. The company she founded in 2014, the Digital Law Company, specialises in educating and advising corporates, employees, schools, parents, teachers, and universities on the legal, disciplinary and reputational risks of social media. Emma’s areas of expertise include managing the legal consequences of using social media including defamation, privacy, hate speech and intellectual property; cyberbullying and harassment; sexting and pornography offences; the disciplinary consequences of using social media; personal and brand reputation management on social media; health and social media and online safety. Much of Emma’s work involves creating social media strategies and policies for corporates and schools, drafting social media agency agreements and providing training and workshops on social media law.

Founder

The Missing Link

Richard Mulholland kicked off his career as a rock ‘n roll roadie operating lights for bands like Iron Maiden and Def Leppard. At the age of 22 he started Missing Link, a global presentation firm operating out of Johannesburg South Africa, and later HumanWrit.es, a Cape Town based social entrepreneurship venture that is trying to save the world one notebook at a time. Richard is the author of the best-selling business book, Legacide, and writes monthly columns for Longevity and Stuff magazines – he’s even written for Playboy – how rad!? He was voted one of the Mail and Guardians Top 300 Young South Africans to take to lunch, and as one of Destiny Man’s Top 40 under 40 (Sadly though, he no longer qualifies as under 40… or young) He is a renowned global speaker, and has spoken in many countries including Canada, Puerto Rico, UK, USA, Germany, and Kenya. As well as providing presentation coaching to many CEOs and TED speakers. When not getting tattooed you’ll find him riding motorbikes… and playing board games. He’s a bit of a geek, really.

Chief Executive Officer

Africa Newlaw

Rian is a highly experienced lawyer and legal and compliance operations expert. Prior to starting Africa NewLaw, Rian was responsible for the delivery of Legal Management Consulting services at Deloitte and Head of Contracts, Compliance and Commercial Delivery in South-Africa for Integreon. Before commencing his legal and compliance operations journey, Rian practised as an Advocate for 7 years and is currently a non-practising attorney.

Partner

Baker McKenzie

Ashlin is a corporate and commercial attorney and partner at Baker McKenzie with more than 10 years’ experience acting for local and multinational clients in Africa, specialising in technology acquisitions and transactions. He is routinely called to advise on complex legal mandates in the TMT sector, particularly those involving emerging or disruptive technologies, products or business models. Ashlin is also a fellow of the World Economic Forum’s Centre for the Fourth Industrial Revolution (C4IR) and part of their blockchain and digital currency working group. During his time at the C4IR in San Francisco, he conducted research on the legal and policy considerations surrounding central bank digital currencies (CBDCs) and price-stabilised cryptocurrencies (stablecoins), focusing on regulatory gaps, consumer protection and privacy.

Talent and Performance Strategist

Leah Kitoloh is a learning talent and performance strategist, certified Neurozone personal strategy coach and inspirational speaker. She is the founder of A Woman’s Worth Chapters, Director at LeahK Pty Ltd and managing partner at The Art Kartel Media. She is recognised for her future based mindset, her enthusiasm, agility and focus. Her growth mindset and vast experience across Africa allow for innovative approaches towards human performance improvement initiatives within any organisation. Leah’s primary purpose is to positively contribute towards building a legacy for our future generations by future proofing skills for ourselves through collaboration and creating initiatives with recognised thought leaders.

Director: Head of Data Privacy Practice and Cybercrime Practice

Werksmans Attorneys Expert Partner for POPIA Content LexisNexis South Africa

Ahmore Burger-Smidt is renowned in her field for her deep experience, working as a Director across a number of practice areas – Africa; Business Crimes & Investigations; Competition; Construction & Engineering; Data Privacy and Cybercrime; Healthcare & Life Sciences; Media & Communications; and Technology. She extensively advises local and international clients on all aspects of regulatory compliance. She regularly undertakes compliance audits and oversees the implementation of compliance programmes including policy formulation and rollout, she is also the principle driver of the Werksmans risk assessment and eLearning tools as well as the co-leader of the Werksmans Dawn Raid Team. She has acted as advisor for several major telecommunications clients and has extensive regulatory expertise in compliance with numerous pieces of legislation.

Head of Unit

Special Investigating Unit (SIU)

The Head of the Special Investigating Unit (SIU), Adv. Lekgoa Mothibi was appointed by the President of South Africa with effect from May 2016. He is tasked with leading the SIU to execute its mandate to investigate Maladministration, Malpractice and Corruption within the State Institutions and the Private Sector as authorised by Proclamations issued by the President of South Africa. The ultimate goal is to recover money and assets lost by State Institutions and to refer perpetrators for prosecution and responsible officials for disciplinary action.